Senior Credit Reviewer

About Commercial Bank Of Qatar : Commercial Bank, founded in 1975 and headquartered in Doha, offers a range of personal, business, government, international and investment services. We empower our employees with opportunities for growth and professional development. By joining us, you’ll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential. Join us in shaping the future of banking!

Overview

Senior Auditor - Information Systems & Technology : Perform high quality risk-based audits and credit reviews to provide value-adding and leading practice recommendations on design and effectiveness of processes, asset quality, and related controls.

Key Accountabilities

• Credit and Loan Reviews : Perform high-quality end-to-end loan and credit reviews across segments including Domestic & International Corporates, Government, Public Sector, Financial Institutions, SMEs, Remedial Assets, and Premium Banking; assess loan asset quality, financial statements, valuations, cash flows, control effectiveness, credit processes, and earnings quality; provide recommendations for improvement.
• Risk Management Audits : Conduct technical audits in risk management domains (Corporate and Retail Credit Risk, Basel III – Pillar 1 & 2, IFRS 9 & ECL, Market Risk, risk models development / validation) and evaluate design, methodology, and implementation of risk models and regulatory capital frameworks.
• Treasury, ALM, and Investment Audits : Audit Treasury and Asset-Liability Management activities, review investment portfolios, risk management frameworks, and related controls for policy and regulatory compliance.
• Wealth & Asset Management Audits : Execute risk-based audits focusing on investment governance, client suitability, and operational controls.
• Financial & Regulatory Reporting Audits : Audit ICOFR framework, liquidity and funding ratios (LCR, NSFR, Credit-Deposit Ratio, Net Open Position), ALM methodologies, and compliance with QCB and international reporting standards.
• ESG Reviews : Review ESG framework and KPI verification processes reported to Qatar Central Bank; evaluate ESG integration into business and risk frameworks per regulatory requirements.
• Transaction Banking & Cash Management Audits : Audit cash management services, corporate portals, and onboarding processes.
• Real Estate & Property Management Audits : Conduct risk audits of Real Estate activities, covering property management, regulatory approvals, sales & marketing, and related operational areas.
• Audit Planning & Execution : Develop RCMs and Audit Plans, prepare planning memoranda, identify control weaknesses, process inefficiencies, and risks through testing and stakeholder discussions.
• Reporting & Finalization : Draft concise audit findings and reports, facilitate management discussions, obtain responses, and agree on corrective actions; present findings in meetings with senior management.
• Follow-up & Continuous Improvement : Track remediation of audit findings, maintain audit working papers per IIA and QCB standards, and ensure documentation in the Audit Management System.

Qualifications, Experience and Key Competencies

Required Qualification : Chartered Accountant (CA) / CFA (and / or) Masters in Business Administration, Economics, Finance, Banking, etc.

Required Experience Profile : 8+ years in Top-Tier Bank Credit Review and Internal Audit Functions, Big 4, or leading financial services firms.

Key Competencies : In-depth knowledge of products, businesses, policies, procedures, and regulatory environments; Basel III, IFRS 9, COSO internal control framework; attention to detail; strong report writing; data analytics skills (Power BI, Excel); collaborative team player with a continuous improvement mindset.

Why Commercial Bank?

At Commercial Bank, we shape futures by pioneering digital transformation in Qatar’s banking sector, blending a digital-first approach to redefine banking through innovative solutions.

Disclaimer

We appreciate your interest in joining CBQ. Only selected candidates will be contacted for further steps. This job posting is for informational purposes only, and CBQ reserves the right to modify, withdraw, or close it at any time without notice.

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