Credit Officer

QNB Group - the leading financial institution in the Middle East and North Africa - with a Net Profit of US$2.3 billion in 2012 is seeking a Credit Officer in the growing Group HQ in Doha.

This role is primarily responsible for reviewing credit facility proposals for Corporate and Retail customers. The role assesses the quality of the credit exposure sought to be undertaken and ensures adherence to established policies and procedures.

You will perform credit assessments, and comply with established / approved credit risk policies and procedures, QCB guidelines and Basel. You will coordinate with the business unit Relationship Managers for the timely receipt of the customer documents required to evaluate the credit worthiness of the proposed borrowers.

You will assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool. The successful candidate will have a minimum of 2 years experience in a major bank's Risk function with a Bachelor degree preferably in finance, economics or related subjects.

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