About Commercial Bank
Commercial Bank, founded in 1975 and headquartered in Doha, plays a vital role in Qatar’s economic development by offering a range of personal, business, government, international and investment services. We believe in empowering our employees, providing them with opportunities for growth and professional development.
By Joining us, you’ll be part of a workplace culture that fosters innovation, supports work-life balance, and encourages you to reach your full potential.
Join us in shaping the future of banking!
Job Summary
We are looking for an ALM Risk Manager To support the identification, measurement and reporting of Asset & Liability Management (ALM) risks, with a focus on IRRBB, liquidity risk, funding structure and balance‑sheet cash‑flow dynamics. The role contributes quantitative analysis, ALM system outputs and regulatory‑aligned risk metrics to support the Bank’s risk governance, ICAAP/ILAAP and ALCO processes.
Key Accountabilities & Responsabilities:
ALM Risk Analytics
• Produce IRRBB metrics (EVE, NII sensitivity, repricing gaps) under normal and stress scenarios
• Analyse cash flows for assets, liabilities and off-balance-sheet items
• Apply assumptions for NMDs, prepayments, early redemptions and deposit repricing
• Perform balance-sheet simulations under rate, funding and behavioural stresses
• Support ALCO, IRRBB and ILAAP reporting
Liquidity & Funding Risk
• Analyse funding profile, deposit stability and concentration risk
• Prepare liquidity metrics inputs including cash-flow gaps and stress cash flows
• Support scenario analysis for funding shocks and rollover risk
• Analyse LCR and NSFR movements and key balance-sheet drivers
• Support forward-looking and stressed LCR/NSFR projections
Regulatory & Methodology Support
• Support maintenance of the IRRBB regulatory framework and methodologies
• Assist with ALM model and process documentation for audit and regulatory reviews
• Participate in stress testing and ICAAP/ILAAP quantitative support
ALM Systems & Data
• Support daily operation and maintenance of FIS Balance Sheet Manager (BSM)
• Assist in enhancing ALM analytics, scenarios and reporting capabilities
• Support configuration, testing and implementation of curves, products and behavioural models
• Perform data quality checks between source systems, ALM outputs and ALCO reports
Key competencies:
Technical Skills
• Hands‑on experience with ALM systems, ideally FIS Balance Sheet Manager (BSM)
• Understanding of IRRBB concepts
• Understanding of ILAAP framework and balance‑sheet risk dynamics
• Knowledge of bank funding instruments, deposits, loans and securities cash‑flow behaviour
• Familiarity with regulatory expectations for IRRBB, ILAAP and liquidity risk ratios
• Knowledge of bank funding instruments and capital markets products, with understanding of deposits, loans and securities cash‑flow behaviour, repricing dynamics and embedded optionality
Qualifications , Expereince:
Required Qualifications:
• Bachelor’s degree in Economics, Mathematics, Engineering or a related quantitative discipline
• Strong understanding of banking balance‑sheet concepts, interest‑rate fundamentals and cash‑flow mechanics
Required Experience:
• 5 years of experience in ALM Risk, Treasury Risk, Market Risk or Balance‑Sheet Analytics within a banking or financial institution.
Why Comercial Bank:
- Best Performing Bank in Qatar in The Banker’s prestigious Top 1000 World Banks Rankings 2025.
- Best Digital Bank in the Middle East 2024 by World Finance and Best Mobile Banking App in the Middle East 2024 by Global Finance.
- An Innovation-Driven, Digital-First Environment where employees work with the latest tools and technologies to redefine banking
- Opportunities for Global Partnerships & International Exposure, connecting employees with global networks and perspectives.
- A focus on Employee Well-being & Work-Life Balance, ensuring a healthy and supportive environment for all team members
- Competitive Compensation & Benefits that ensure our employees are rewarded for their dedication and performance
- A strong Commitment to Diversity, Equity & Inclusion, fostering a culture that values every individual’s unique perspective
At Commercial Bank, we don’t just offer careers, We shape futures by pioneering digital transformation in Qatar’s banking sector, blending digital-first approach to redefine banking through innovative solutions.
Disclaimer:
We appreciate your interest in joining CB! Please note that only selected candidates will be contacted for further steps in the hiring process.
This job posting is for informational purposes only, and CB reserves the right to modify, withdraw, or close it at any time without notice.