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Senior Risk Officer

Senior Risk Officer

BAB ISHTAR GROUPDoha, Ad-Dawhah, Qatar
13 hours ago
Job description

Overview

We are hiring a Senior Risk Officer to establish and lead our end-to-end risk framework. The role covers credit risk policy, affordability and underwriting standards, governance, monitoring, model oversight, and regulatory alignment with Qatar Central Bank (QCB) requirements.

Location

Doha, Qatar — On-site

Job type

Full-time, permanent

Responsibilities

  • Define the risk appetite, risk taxonomy, and three-lines-of-defense processes.
  • Create and maintain credit policy, affordability rules, exposure limits, and exception governance.
  • Translate QCB requirements into policies, controls, testing, and management information (MI) packs.
  • Set up governance forums (Risk Committee, Model governance), documentation, and reporting cadence.
  • Oversee scorecards / ML model governance (design input, validation, monitoring, reason codes).
  • Build portfolio monitoring (vintages, roll-rates, DPD buckets, stress tests) and early-warning triggers.
  • Define collections segmentation, hardship protocols, and third-party oversight as needed.
  • Lead data governance : data dictionary, lineage, privacy, retention, and audit trails.

Requirements

  • 10+ years in credit / enterprise risk at a bank, lender, or fintech with hands-on policy design.
  • Proven experience operationalizing QCB requirements and local market practices.
  • Strong command of credit bureau and bank-statement / cash-flow analysis for affordability and limits.
  • Expertise in model governance (scorecards / ML), validation, back-testing, and performance MI.
  • Excellent documentation and stakeholder communication skills.
  • Fluent in English.
  • Currently based in Qatar with demonstrated local experience.
  • Seniority level

  • Mid-Senior level
  • Employment type

  • Full-time
  • Job function

  • Finance and Sales
  • Industries

  • Construction
  • #J-18808-Ljbffr

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    Senior Officer • Doha, Ad-Dawhah, Qatar

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