SR. CREDIT ANALYST

Primary Purpose of the Job

• Perform credit assessments based on the approved credit risk model and credit rating tools, prepare credit notes with recommendations for credit terms.
• Deliver credit assessment at the credit committee level and other forums where approval is required.
• Ongoing / Daily monitoring of the credit exposures to customers and banks to ensure exposures are within approved limits and take exceptional approvals as per policy if required. Prepare regular reports / MIS and analysis for effective monitoring and control.
• Provide research and analysis to help identify risk and drive strategy that focuses on the external market and macro environment.
• Tracking the credit portfolio against the credit risk appetite framework, conducting stress test and suggesting corrective measure if any.
• Interact with business units to ensure that credit risk assessments are factored into business decisions.
• Review and provide credit recommendations for Letter of Credits, Parent Company Guarantees, Master agreements, Confirmation Notices, ISDA, CSAs.

Required Experience and Skills

Educational Qualifications

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