Senior Risk Officer

Overview

We are hiring a Senior Risk Officer to establish and lead our end-to-end risk framework. The role covers credit risk policy, affordability and underwriting standards, governance, monitoring, model oversight, and regulatory alignment with Qatar Central Bank (QCB) requirements. Location

Doha, Qatar — On-site Job type

Full-time, permanent Responsibilities

Define the risk appetite, risk taxonomy, and three-lines-of-defense processes. Create and maintain credit policy, affordability rules, exposure limits, and exception governance. Translate QCB requirements into policies, controls, testing, and management information (MI) packs. Set up governance forums (Risk Committee, Model governance), documentation, and reporting cadence. Oversee scorecards / ML model governance (design input, validation, monitoring, reason codes). Build portfolio monitoring (vintages, roll-rates, DPD buckets, stress tests) and early-warning triggers. Define collections segmentation, hardship protocols, and third-party oversight as needed. Lead data governance : data dictionary, lineage, privacy, retention, and audit trails. Requirements

10+ years in credit / enterprise risk at a bank, lender, or fintech with hands-on policy design. Proven experience operationalizing QCB requirements and local market practices. Strong command of credit bureau and bank-statement / cash-flow analysis for affordability and limits. Expertise in model governance (scorecards / ML), validation, back-testing, and performance MI. Excellent documentation and stakeholder communication skills. Fluent in English. Currently based in Qatar with demonstrated local experience. Seniority level

Mid-Senior level Employment type

Full-time Job function

Finance and Sales Industries

Construction

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